After yesterdays beginning of a mid life crisis I thought I’d follow it up with some plans once I have saved the funds I need!
Ultimately I can either go and spend the money take a couple of extra weeks off in January/February and have a 6-8 week trip somewhere, or keep saving until the end of the following year after I have completed my PCE2 exams to become a Chartered Accountant – this will be my last ever study other than professional development of course – and see if I can take a few months off work and do this thing properly! Although I’m not sure how likely that is considering they are paying for the exam and I will be bonded, not sure if taking off for say 6 months would affect this or if it just wouldn’t count towards the bonding time.
My issue here is that I don’t know if I can go a couple of years with out a trip! Although I suppose I could stick to NZ trips, there are still so many places I want to get to in NZ that haven’t done yet!
The house savings I’m planning on keeping at them for another few years after I finish – Unless something amazing pops up (I’m always keeping an eye out) and up to $5k of this will be used to purchase a new car when my one finally kicks the bucket (Go the 89 Starlet!), it’s holding in there amazingly well so far and I’ve had it for 6 years now! Touch wood it keeps going through warrants! This money combined with the Kiwi Saver (our version of a retirement fund) funds towards a first home (Provided the next government keeps it!) will be a nice little deposit for a place sometime in the next 5 years, then I wouldn’t need to touch my share fund which is the ultimate goal!
I bet your sick of hearing about money and my random thoughts by now so that’s enough! Soon you’ll be sick of posts about Singapore and Moving!! (I’m hoping for this to be the first trip where I actually blog while I am away!).
Have you thought about your future house deposit or are you more of a worry about it when the time comes kind of person? Are you in Kiwi Saver or a similar scheme?